Live at budgetivo.com — No credit card needed

Your complete financial life,
in one place

Budget tracker, net worth, goals, loans, investments, and real estate calculator — all connected. Works in 38 currencies, on any device, anywhere in the world.

Start 7-day free trial See live demo →

38 currencies supported · No Excel needed · Works on any device

budgetivo.com/app
⚙ Settings
📅 Budget
📊 Annual
💰 Net Worth
🏦 Bank
🎯 Goals
Monthly income
$5,000
Total saved
$1,200
Savings target
$1,000
Housing
$1,500
Savings
$1,000
Food
$380
38
Currencies supported
6
Powerful tabs
7
Days free trial
$9
Per month only
Everything connected

Not just a budget tracker.
Your complete financial command centre.

Every number flows automatically. Enter your salary once — see it reflected across all 6 tabs instantly. Works in any currency, any country.

📅
Monthly Budget Tracker
Track budgeted vs actual for 16 categories. Switch between all 12 months — your data saves automatically. Annual overview updates as you type.
💰
Smart Net Worth
Cash & savings auto-pull from your budget. Investment contributions track monthly. Loans auto-deduct from liabilities as you pay them down.
🎯
Goals with Real Validation
Set a deadline — see required monthly savings. Goals warn you if you're allocating more than your real available cash from Bank Balance.
🏦
Bank Balance Tab
Enter your beginning balance once. Accumulated savings auto-add from Monthly Budget. Goals tab validates against this total — no over-allocation.
📊
12-Month Annual Overview
See every month side by side automatically. Total income, total spent, savings rate, and annual target — all calculated without any extra input.
🏠
Real Estate Calculator
Analyse any property investment. ROI, rental yield, mortgage payments, 10-year projection. Works for any market worldwide.
AED UAE Dirham
USD US Dollar
SAR Saudi Riyal
EUR Euro
GBP British Pound
EGP Egyptian Pound
KWD Kuwaiti Dinar
QAR Qatari Riyal
INR Indian Rupee
CNY Chinese Yuan
JPY Japanese Yen
SGD Singapore Dollar
AUD Australian Dollar
CAD Canadian Dollar
CHF Swiss Franc
ZAR South African Rand
AED UAE Dirham
USD US Dollar
SAR Saudi Riyal
EUR Euro
GBP British Pound
EGP Egyptian Pound
KWD Kuwaiti Dinar
QAR Qatari Riyal
INR Indian Rupee
CNY Chinese Yuan
Simple by design

Up and running in 3 minutes

No bank connections. No complicated setup. Just open and start.

1
Sign up free
Create your account in 30 seconds. No credit card needed for the 7-day trial. Cancel anytime.
2
Enter your income
Set your income, currency, and savings target in Settings. Everything else calculates automatically.
3
Track & grow
Enter your budget and actual spending each month. Watch your net worth grow and goals get closer.
Simple pricing

Less than one coffee a month

Full access to every feature. No hidden fees. Works in 38 currencies. Cancel anytime.

Monthly
$9/month
Budget planner — all 6 tabs
Real estate calculator
38 currencies
Works on any device
Cancel anytime
Start free trial
7 days free · No credit card required
⭐ Best value
Annual
$79/year
Save $29 vs monthly · Only $6.58/month
Everything in monthly
Priority support
Early access to new tools
Real estate calculator included
All future updates included
Start free trial
7 days free · No credit card required
People love it

What our users say

★★★★★
"Finally a budget tool that actually connects everything. My loan payments automatically reduce my liabilities — no more manual calculations."
KA
Khalid A.
Finance Manager
★★★★★
"I've tried YNAB, Mint, and 5 other apps. Budgetivo is the only one where everything is genuinely connected. Change one number and the whole picture updates."
SA
Sara A.
Entrepreneur
★★★★★
"The goals tab warning me when I'm over-allocating my savings is genius. I never knew I was promising more to goals than I actually had in the bank."
MR
Mohammed R.
Engineer
Questions

Frequently asked

Does it connect to my bank account? +
No — and that's by design. Budgetivo works without any bank connections. You enter your own data, which means your banking credentials are never shared with anyone. It's private by default.
Does it work on my phone? +
Yes, fully. Budgetivo is a web app — it works on iPhone, Android, and any desktop browser. On mobile it shows a bottom navigation bar exactly like a native app. No download needed.
Which currencies are supported? +
38 currencies across all regions — AED, SAR, QAR, KWD, BHD, OMR, EGP, USD, GBP, EUR, INR, and 27 more. Every number across all 6 tabs updates instantly when you switch currency.
Can I cancel anytime? +
Yes — cancel with one click, no questions asked. Your 7-day free trial doesn't require a credit card. You only pay when you decide to continue after the trial.
What's included in the free trial? +
Everything. Full access to all 6 tabs, 38 currencies, real estate calculator, and all features for 7 days. No restrictions, no watermarks.
Is my data safe? +
Your data is stored securely. We don't sell data, we don't show ads, and we never connect to your bank. Budgetivo is a registered business. We don't sell data, we don't show ads, and we never connect to your bank.

Start taking control today

Join thousands of people who track their complete financial life with Budgetivo.

Start 7-day free trial See live demo

No credit card required · Cancel anytime · Works on any device

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